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Hacker: a hacker is a person who uses a computer to break into other computer systems in order to steal, change or destroy information. To protect yourself from hackers you should install firewall software on your computer and keep it uptodate. Popular Personal Firewall Software such as McAfee Internet Security Suite, Norton Internet Security, or Zone Alarm can help to protect your computer.

Higher Lending Charge: a higher lending charge is a fee charged by a mortgage lender where the amount borrowed exceeds a given percentage of the property value.

Hire Purchase: it is a loan linked to buying something specific, such as a car. It’s a way of being able to use what you've bought before payment is completed once you sign the agreement you can drive the car away the same day.