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Identity Theft: it occurs when someone steals your personal information and uses it to impersonate you and commit fraud.

Inheritance: it is the practice of passing on property, titles, debts, and obligations upon someone's death.

Instant Access Savings Account: an instant access savings account is an account with that gives you instant access to your funds when you need them. Interest is usually paid on the money in the account interest rates vary depending on balances.

Interest Free Period: the time period when interest is not being charged.

Interest Rate: interest is money paid for the use of money. You pay interest on money you borrow and you receive interest on money you save, so it can make sense to compare rates and shop around for the best ones. Interest is often expressed as a percentage rate.

Internet Banking: electronic, internet or Ebanking is a way you can manage your account online using the Internet, rather than at a bank branch. You can view your account details online and make transactions e.g. pay bills or transfer funds using a secure method such as a password, PIN number or combination of both.

ISA - Individual Savings Accounts: Individual Savings Accounts are a flexible tax efficient way to invest in cash, stocks and shares (including Unit Trusts, OEICS & Investment Trusts), and life insurance. You can save up to £11,280 this tax year (2012-2013), of which half can be invested in to a Cash ISA. A tax year runs from 6th April one year to 5th April the next.