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Net Rate: the rate of interest which would be payable after allowing for the deduction of income tax at the rate specified by law.

Nickname: you can use Internet Banking to give any of your accounts a nickname. You can give your account a name that describes what you use it for, like 'Household bills', 'Holiday money' or 'Payments to suppliers'. If the account is a joint account and the other person is registered for Internet Banking they won't see the nickname as it's for your use only. Also, it will only show when you use Internet Banking and won't show on your normal bank details, like statements.